GDPR Compliant Payment Providers — European Alternatives
European payment processing platforms that handle online and in-store payments — PSD2-compliant alternatives to Stripe and PayPal with local payment method support.
Why choose a European payment providers?
- PSD2-compliant with native support for European payment methods (iDEAL, SEPA, Bancontact)
- Transaction data processed within EU borders
- Better support for local European payment preferences
- No dependency on US financial infrastructure
Adyen
🇳🇱 Netherlands, AmsterdamAdyen — European alternative
Alternative to: Stripe, PayPal
Klarna
🇸🇪 Sweden, StockholmKlarna — European alternative
Alternative to: PayPal, Stripe
Mollie
🇳🇱 Netherlands, AmsterdamMollie — European alternative
Alternative to: Stripe, PayPal
Quickpay
🇩🇰 Denmark, AarhusQuickpay — European alternative
Alternative to: Stripe
Unzer
🇩🇪 Germany, HeidelbergUnzer — European alternative
Alternative to: Stripe, PayPal
Worldline
🇫🇷 France, ParisWorldline — European alternative
Alternative to: Stripe, PayPal
Quick Comparison
| Product | Country | Open Source | Free Tier | Founded |
|---|---|---|---|---|
| Mollie | 🇳🇱 Netherlands | No | No | 2004 |
| Adyen | 🇳🇱 Netherlands | No | No | 2006 |
| Worldline | 🇫🇷 France | No | No | 1972 |
| Klarna | 🇸🇪 Sweden | No | No | 2005 |
| Unzer | 🇩🇪 Germany | No | No | 2003 |
| Quickpay | 🇩🇰 Denmark | No | Yes | 2004 |
Frequently Asked Questions
What is the best European alternative to Stripe?
Mollie is the most developer-friendly with simple APIs and no monthly fees. Adyen is preferred for enterprise with unified omnichannel payments.
Do European payment providers support all payment methods?
Yes — Mollie supports 25+, Adyen 250+, and Worldline covers virtually all European and global payment methods including BNPL, wallets, and bank transfers.
Are European payment providers cheaper than Stripe?
Mollie and Quickpay offer competitive per-transaction pricing with no monthly fees. For high-volume merchants, Adyen and Worldline negotiate custom rates.
Need help migrating?
We're building step-by-step guides for switching from Stripe, PayPal to European alternatives. Request a guide and we'll prioritise it.